How To Avoid Common Scams Online
Whether its an email scam or a social networking scam, there are some dead giveaways when it comes to recognizing them before they get you. Here are five ways to avoid common scams:
Unsolicited Cash App Debit Card
Scammers send unsolicited Cash App debit cards through snail mail with an enclosed letter requesting you to download the app and scan the QR code. This is, in fact, a real Cash App card from a real Cash App account that scammers opened in your name.
They could use it as a pass-through account for other scam victims to send money to and transfer the money out of your Cash App account in a matter of seconds if they have notifications enabled.
So, how can scammers simply open an account in your name? Since the Equifax data breach in 2017, half of US adults had their information exposed, including their SSN.
Dont just throw away the unsolicited card and go on with your day. Get in touch with authorities and get the account closed.
What You Can Do
- Use secure websites for payments and shopping, and only with merchants you trust.
- Keep security patches and anti-virus software up to date for your computer, internet browsers, and mobile devices.
- Dont automatically download any attachments be sure to turn off this setting on your mobile device.
- Dont click on links, open attachments, or provide sensitive information through a suspicious email or text message, even if the sender appears to be a reputable company or someone you know.
- See more fraud prevention and cybersecurity tips.
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The Advance Payment Scam
Who doesnt like receiving an unexpected windfall? This scam plays on emotion, sending you an email notice that youve won, inherited, or are entitled in some other way to receive a large sum of money from an unexpected source. The only catch is that you first have to send a small sum via PayPal to cover transaction fees . Its enticing, which is what makes it so effective.
Sadly, the old adage if its too good to be true is appropriate here. Once you send the small sum, you never hear from the scammer again, and youre out the money you sent.
Ruining Your Online Reputation
With strong password protection, a secure email service, and some common sense, such as not to click spam links or download dangerous files. This gives the opportunity to avoid having your email hacked. If hacked, however, chances are even HIPAA encryption levels cannot stop hackers from infiltrating your computer, programs, attached mobile devices, your cloud, and even online shopping accounts.
Most people put all their eggs in one basket. If hackers gain access to your email, they could have an open doorway to any number of other devices and accounts. They can use your email to reset other account passwords, gain access to credit information, or even delete accounts, such as social media profiles.
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I Sent You An Email From Your Account Email Scam Overview
Cyber criminals claim that they have gained full access to the recipient’s email account and obtained the password. It is also stated that the computer is infected with a trojan that allows them to change the password at any time . According to these scammers, this trojan was installed when the recipient visited an adult website.
Furthermore, they state that they are capable of controlling the recipient’s computer remotely, monitor activities in real time, turn the camera and microphone on, etc.
People behind the “I sent you an email from your account” scam claim that they have, at some point, recorded a compromising video that will be sent to all of the recipient’s contacts, unless $780 in Bitcoins is transferred to a provided Bitcoin Wallet within 48 hours.
Furthermore, they also threaten to proliferate the video if the ransom email is shared with any other party. All statements regarding recorded videos, trojan infections, stolen data, etc. are false. Scammers send these emails to thousands of people hoping that some will fall for it. Never trust this or other similar scams.
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The Fake Charities Scam
Scammers often use PayPal to con kind-hearted people looking to make a donation. In case of natural disasters, many people search for local charities where they can donate for relief efforts. Scammers use this to their advantage. They set up fake charities or donation sites and ask you for contributions via PayPal.
Before you make any charitable donations via PayPal, do your due diligence and verify that the charity is legitimate. There are several websites that do this, including Charity Navigator and Charity Watch. Another way to tell if a charity is valid is to check their website. If a charity doesnt have a website, this is a big red flag. If the website looks suspicious , its best to avoid it.
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Can You Get Scammed By Providing Paypal Email Address
I can definitely understand your concern. Your information is safe with PayPal – if someone knows the email address you use to log in to PayPal, you’re still secure unless you’ve provided them other sensitive personal information, such as your financial information, password, or security questions. PayPal monitors access and attempted access to all of our accounts closely, so if anything does seem unusual, we’ll be watching and we’ll let you know. On top of that, we use state of the art technologies to detect and prevent fraud, have dedicated teams of review agents, and PayPal itself has never been hacked. Even if someone does gain access to your account, we offer 100% protection against unauthorized transactions.
In the meantime, if you want to go the extra mile, one action you could consider would be switching out the email address you use for PayPal. Just add the new email address, confirm it, and then make it your primary. After that, just remove your old one. They can’t try to guess your password if the email address doesn’t go to any account
Your Other Sensitive Information Could Be At Risk
If hackers have your email address, they can use it to steal other sensitive information. Thats because your email often contains your name, the year you were born, or even your full birthdate. These details can be used to guess your passwords and answer security questions. They will try to take your financial details, home address, phone number, complete name, and more.
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I Gave A Scammer My Telephone Number Address And Name How Bad Is It
Old question:Well, I saw a spam email, but I didn’t realize that it’s really a scam at first. I gave him my telephone number, address, and name. What would he do with them? Could he ruin ALL of my reputation with it?
- Luckily, I didn’t gave him my credit info. The scam was trough PayPal Jul 2, 2016 at 14:48
- 3The only risk I see is that you gave a fishy person the means to try personalized scam attempts on you. E.g. emails that appear to be from your work if that information is linkable, which will let you download malware instead. Or scam emails that are addressed to you personally instead of a general “hi”. Sumurai8Jul 2, 2016 at 16:34
- I think I might use whois to give him the data on the admin for the domain he’s using to send the e-mail. Especially if I can respond via a host that lets me forge the same domain on the from address. WGroleauJul 2, 2016 at 18:26
- I did the same but I also clicked on a link of their website, which was totally fake. Does anyone know what can happen? i am really scared. I didn’t give away passwords though.
Your name, address, and telephone number are all more or less public information. Think about it: how many people do you give this information to every month? If this is the only information you gave out, I wouldn’t worry about it too much.
You need to treat every phone call and e-mail you get with suspicion.
Look Out For Phishing Scams
There are many ads on your emails tempting you of winning a lottery, debiting money into your bank account from your colleagues for no reason. Always keep in your mind that theres no bank offering you lakhs of rupees on your account nor any miracle happening in your life through some astrology tips. These are all the tricks used by the scammer to trap you. And you must know the common indicators of phishing attempts. Always use your search engine and then log in to know if that was a legitimate message or ad waiting for you.
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Use Different Passwords For Your Accounts
One way to prevent online fraud is to have a different and strong password for each account. But what constitutes a good passcode?
- At least eight characters
- Includes upper and lowercase letters
- Contains numbers and special characters
Websites even suggest secure passcodes, so you wont have to think of one. You can have a physical list of your passwords and store it inside a lockbox or home safe.
Hackers know that people are lazy in creating passwords and take advantage of that behavior. Refrain from using birth dates, anniversaries, and important dates that can be linked to you or any family member.
Paypal Scams In 2021 And How To Avoid Them
As one of the largest online payment processors in the world, PayPal is a huge target for scammers. They prey on unwary PayPal users to steal goods and money in a number of creative ways.
The most common PayPal scams of 2021 include:
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They Can Use It To Crack Email
Sometimes, a hacker will have the password to someone else’s account but will be stopped by an email-based two-factor authentication system. Hackers can get through 2FA systems by getting hold of wherever the authentication codes are displayed.
Should a hacker gain access to your email account, they can get through any email-based 2FA measures you have set up.
Some websites send you an email when they detect an unusual login pattern. This email will ask you if the login attempt was genuine, and will usually give you a button to confirm the login attempt. Hackers can subvert this security measure if they have your email address by allowing their login attempt when the email comes in.
What Can I Do To Deter Scammers
Unfortunately, scammers are nearly everywhere on the internet. These criminals make a living from stealing your private information and using it for personal gain. They want your passwords, bank accounts, and credit card information.
Finally, you can use StartMail to help protect your private information from scammers. One of StartMailâs most notable features is its unlimited disposable email addresses. You can use these email addresses in place of your regular one to protect it from scammers. If it ever gets stolen, you can delete it and keep your original email address. We strongly believe that digital privacy is a fundamental human right. We strive to safeguard you against online threats to your data and your privacy.
StartMail also uses state-of-the-art techniques such as encryption and secure storage to keep spammers away from your inbox. You can try it out for yourself with a7-day free trial.
- Patrick W. DunneFreelance Writer
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